About USDA/SBA Loans

Carty & Company is one of the premier broker/dealers to market government-guaranteed SBA loans to secondary buyers. Since 1976, we have been at the forefront of developing a secondary market for banks to sell the guaranteed portion of SBA and USDA loans that they make to their customers. These sales free up capital for the banks in order for them to originate more loans. These loans offer both fixed and variable-rate investments in varying maturities that are U. S. government guaranteed.

What Is A USDA Loan?

A USDA loan might be one of the least known loan types, but it’s wonderful for homebuyers seeking “greener pastures” when it comes to purchasing a home.  These loans are issued through the USDA loan program or more specifically, the USDA Rural Development Guaranteed Housing Loan Program.  In recent years, this program has helped thousands of families in rural America find housing with low-interest rates and zero down payments.

What Is A SBA Loan?

If you’re a small business owner, then you may be interested in an SBA loan.  SBA stands for Small Business Administration.  The SBA works with various lenders to provide loans to small businesses all over the country.  An SBA-guaranteed loan usually comes with competitive terms, lower down payments, and often times no collateral.  These loans range in size from as little as $500 up to $5.5 million to ensure small business owners get the assistance they need be that for utilities, day-to-day operations, or construction.

Loans We Trade

USDA Loans

  • Farm Service Agency
  • Business and Industry
  • Rural Economic
  • Community Facility (USDA approved to sell)

SBA Loans

  • SBA 7a
  • SBA 504
  • SBA Express – prefer greater than $125,000.00

How Carty & Co. Can Help

Carty & Co. has over 50 years of experience trading USDA and SBA loans.  Our financial experts are prepared with the latest industry knowledge to help you make the most informed decisions regarding these loan types.  If you’d like to learn more about how our company trades USDA and SBA loans, reach out today and schedule an appointment.