USDA/SBA Loans

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About USDA/SBA Loans

Carty & Company is one of the premier broker/dealers to market government-guaranteed SBA loans to secondary buyers. Since 1976, we have been at the forefront of developing a secondary market for banks to sell the guaranteed portion of SBA and USDA loans that they make to their customers. These sales free up capital for the banks in order for them to originate more loans. These loans offer both fixed and variable-rate investments in varying maturities that are U. S. government-guaranteed.

What Is A USDA Loan?

A USDA loan might be one of the least known loan types. It is a government-backed business loan designed to promote economic development in rural areas. These loans are issued through the USDA loan program or more specifically, the USDA Rural Development Guaranteed Housing Loan Program.  In recent years, this program has helped thousands of families in rural America find affordable financing options for businesses, helping to support underserved communities.

What Is A SBA Loan?

If you’re a small business owner, then you may be interested in an SBA loan.  SBA stands for Small Business Administration.  The SBA works with various lenders to provide loans to small businesses all over the country.  An SBA-guaranteed loan usually comes with competitive terms, lower down payments, and often times no collateral.  These loans range in size from as little as $500 up to $5.5 million to ensure small business owners get the assistance they need be that for utilities, day-to-day operations, or construction.

Loans We Trade

How Carty & Co. Can Help

Carty & Co. has over 50 years of experience trading USDA and SBA loans.  Our financial experts are prepared with the latest industry knowledge to help you make the most informed decisions regarding these loan types.  If you’d like to learn more about how our company trades USDA and SBA loans, reach out today and schedule an appointment.